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Retirement
FD Maturity
Retirement Age Calculator
Simple estimate: invest yearly savings until corpus ≥ annual expenses / safe withdrawal rate (SWR). This is only an estimate.
Current age
Current invested savings (₹)
Total invested corpus today (MFs/Stocks/PPF/EPF, etc.).
Annual income (₹)
Annual expenses (₹)
Investment return (% per year)
Nominal return (not adjusted for inflation).
Inflation (% per year)
Income growth (% per year)
Safe withdrawal rate (SWR)
4% (classic rule of thumb)
3.5% (more conservative)
3% (very conservative)
Lower SWR = larger target corpus.
Max age to simulate
Assume expenses increase with inflation?
Yes
No (fixed in today’s ₹)
Annual savings: —
Target corpus (today): —
Real return (approx): —
Calculate
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